The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.
Revealed: A formula for retirement success
Savings x return x time = retirement. Read the details here.
It's not you – the taxman really does talk gibberish
CBC reports that on an internal Canada Revenue Agency audit that says the communications the department sends to taxpayers are "poorly organized, confusing, unprofessional, unduly severe, bureaucratic, one-sided and just plain dense."
The stock market downturn: Warning or opportunity?
A panel of experts convened by the independent analysis firm Morningstar tackles this question here.
How low could mortgage rates go?
This blog posts note that five-year government bond yields, used to price five-year mortgages, are at 0.08 per cent in Germany right now.
Join the 48,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters.