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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Sayings of the financially clueless
Five things people say to justify their bad financial habits.

Santa delivers to investors
A letter thanking Santa for keeping the Grinch at bay in the stock market this December.

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That slippery peak oil theory
Catching up with peak oil, a concept that helped drive oil prices to the $145 (U.S.) per barrel range in mid-2008 on the idea that we were edging closer to exhaustion of the global oil supply.

The inequality of longevity
Here's a nugget to throw into your retirement planning, a key part of which is the lifespan you're expecting. In the United States, just 2 out of 10 people who live to 100 are men.

You tell us
Was 2012 a debt-busting success or disaster? We want to hear your story

The best of Globe Investor
Globe Investor is highlighting some of the best features of our website this month with Globe Investor Tips. Here, you'll find some suggestions on how to get free financial help.

Report an error Editorial code of conduct
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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff.

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