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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The case for the 10-year mortgage

The Canadian Mortgage Trends blog looks at Bank of Nova Scotia's offer of a 10-year mortgage for 3.69 per cent. That's an awesome rate by historical standards, but you have to wonder if the real message sent by this mortgage offer is that borrowing costs will stay low for a long time.

This analysis says low rates will be here a while longer.

The YOLO school of personal finance

YOLO stands for you only live once and it's a rationale for free spending, damn the future consequences.

Kicking the big bank habit

A credit union takes aim at the big banks in this humorous ad. I wonder why credit unions don't do more bank bashing like this.

More money

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