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Rich person, tight-fisted holding money.

George Doyle/Photos.com

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The epically ungenerous rich
The author of a book critiquing how effective charities are notes how the wealthiest Americans give less on average than those with lower incomes, and how they tend to focus their giving on trophy donations rather than giving money to organizations that help the poor and disadvantaged.

Travel-friendly credit cards
Three credit cards that don't charge the near universal 2.5-per-cent currency exchange fee when you buy things outside of Canada.

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Index investors take some heat
The Canadian Couch Potato blog has a little fun with this post on a UK website about how index investors – they own funds that hold the same stocks or bonds as benchmark indexes – are parasites feeding off the hard work of money managers who pick what they think are the best stocks.

Mortgage negotiation 101
This infographic lays out the steps for getting a much better deal than the one your bank offers you when you first enquire about a mortgage.

More money
Join the 21,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

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