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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

It's the right time to buy a house when…

Garth Turner, king of housing bears, has developed a formula for deciding when it makes sense to own a house. It's called the rule of 90 and it says that an appropriate percentage of your net worth to be tied up in your home is equal to 90 minus your age.

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Medical insurance from your credit card

Here's a very useful summary of credit card emergency travel medical benefits, with special attention paid to people aged 65 and older.

Mortgage vs. TFSA vs. RRSP

This paper from CIBC tax expert Jamie Golombek offers useful guidelines on deciding whether you'll get a better result from paying down your mortgage or making a contribution to an RRSP or TFSA.

Best dividend ETFs

A report card for exchange-traded funds that offer a way to invest in Canadian dividend stocks.

More money

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Join the 20,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

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