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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Why retirees should embrace stocks
New thinking on how retirees should balance stocks and bonds. Start small with stocks when you retire, then gradually buy more. Yes, this is the opposite of what we've always thought. But a new study argues against this conventional wisdom.

Gen Y's nightmare is splitting the cheque
A blogger writes about her angst at being on a tight budget and being expected to split the cheque at a birthday dinner for a friend.

How to save $9,000 on a fridge
Don't buy the $10,000 Fhiaba Series MG Stand Plus, which scored last in the latest Consumer Reports ranking of refrigerators.

Should stay at home parents have life insurance?
In a word, yes. This blog post investigates.

Is my portfolio on track?
Portfolio Checkup is the name of an online video series where I team up with an investment adviser to offer feedback on portfolios submitted by readers. This segment looks at a portfolio owned by an unemployed woman who is trying to stay on track for retirement.

More money
Join the 31,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.