Skip to main content

The Globe and Mail

Carrick’s Reader: Gumption, genius and good luck

Oprah Winfrey holding a book club selection, Ken Follett's “The Pillars of the Earth,” in 2007.

George Burns/AP

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Gumption, genius and good luck
These are the " three G's" that keep cropping in the rags-to-riches stories of U.S. billionaires.

RESPs rule
This blog post compares the benefits of contributing to a tax-free savings account versus a registered education savings plan. The RESP wins because the federal government offers up to $500 per year per beneficiary in matching grant money for your contributions.

Story continues below advertisement

Stop worrying about a housing bubble
The thesis of this Canadian Business Article is that pessimistic outlooks for the housing market are based on the wrong indicators.

Power down, save money
One hundred tips for cutting your electricity bill.

More money
Join the 14,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

Report an error Editorial code of conduct Licensing Options
As of December 20, 2017, we have temporarily removed commenting from our articles as we switch to a new provider. We are behind schedule, but we are still working hard to bring you a new commenting system as soon as possible. If you are looking to give feedback on our new site, please send it along to If you want to write a letter to the editor, please forward to