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Residential and commercial buildings are pictured in Vancouver in a file photo.Jason Lee/Reuters

These are scary times for first-time home buyers. Mortgage rates are rising, Ottawa has introduced new rules to cool the housing market and there's a wave of uncertainty following Donald Trump's win. If you are confused about what to do, you are not alone.

Personal finance columnist Rob Carrick answered your housing-related questions in a live chat on the Globe and Mail's Facebook page. Check out the discussion here:

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