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I'm the personal finance columnist for The Globe and Mail, and you can ask me anything about money. In fact, you should ask me. I can't believe how passive people are when it comes to demanding answers about what's happening with their bank accounts, mortgages, investments and more.

My favourite topics right now are the crazy real estate markets in some Canadian cities, the troubles that millennials are having find jobs and building careers, and how people are going to afford retirement if they live to 105. Personal finance writing used to be mainly about nagging people to spend less and save more, and that's still part of what I do. But I'm also interested in helping people understand what's happening in the economy and how their personal finances are affected.

My background is covering business stories in Toronto, and then writing about economics and government finances in Ottawa, where I live now. I've seen three bull markets for stocks, a couple of recessions and stock market crashes, one global financial crisis, the incredible rise of the housing market, soaring personal debt loads and an ever-present worry that Canadians aren't saving enough for retirement. I have also written or co-written five books, the most recent of which is called How Not to Move Back in With Your Parents: The Young Person's Complete Guide to Financial Empowerment.

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If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

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