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Stephanie Adams, a kinesiologist who lives in Burnaby, B.C. and works in Surrey, lives frugally. But she had racked up credit-card debt while teaching mountain biking at a resort – where work dried up over shoulder seasons.Jeff Vinnick/The Globe and Mail

The recession is officially over. So why are so many of us feeling so squeezed? A new report points to record debt. Bold Canadians talk to The Globe and Mail honestly about how they spend their incomes and their tough choices for the future.

THE FACTS

THE FACES OF THE PAYCHEQUE PROJECT

NOW HOW ABOUT YOU?