Skip to main content

The best of Rob Carrick's personal finance stories from the last year, as chosen by our readers

2012 vs. 1984: Young adults really do have it harder today. Soaring tuition and real estate costs make it tougher for young people to be financially self sufficient than 30 years ago. <a href = ""> Read the column here </a>

1 of 10

Buy now to get an unheard-of rate for a 10-year mortgage. ING Direct product lets you borrow money at 3.99 per cent. It's like freezing time at the exact best moment ever to finance the purchase of a house. <a href = ""> Read the column here </a>Rafal Gerszak/The Globe and Mail

2 of 10

Ready to be bold? Sell the house and rent. Bubbly housing markets in Vancouver and Toronto have some homeowners thinking of selling before a correction hits. <a href = ""> Read the column here </a>Rafal Gerszak/The Globe and Mail

3 of 10

Don't believe retirement doom and gloom. Leading thinker Malcolm Hamilton on why you shouldn't believe everything the finance industry tells you. <a href = ""> Read the column here </a>Michelle Siu/The Globe and Mail

4 of 10

Young adults have a right to be up in arms. Sky-high student debt, a dismal job market, home ownership out of reach: Is it any wonder twentysomethings are angry? <a href = ""> Read the column here </a>Graham Hughes/The Canadian Press

5 of 10

Here's what your adviser really thinks of you. Professionals provide some blunt, hard-nosed feedback to investors. <a href = ""> Read the column here </a>

6 of 10

The iPhone’s sexy, but ‘I save’ is far smarter. The only way to save more is to spend less. The iPhone and similar devices make that a challenge. <a href = ""> Read the column here </a>The Globe and Mail

7 of 10

Downsizing to condoland? Why it’s best to rent, not own. After cashing out home equity, buying a condo might seem a logical move but there are better uses for that jackpot. <a href = ""> Read the column here </a>Moe Doiron/The Globe and Mail

8 of 10

Calculating the cost of a good retirement. Rising life expectancies and lacklustre returns are challenging traditional assumptions about life after work. <a href = ""> Read the column here </a>Elena Elisseeva

9 of 10

Our debt troubles aren’t as dire as we think. It’s a great time to buy a new vehicle to replace an aging one, and that’s where most of the increase in Canadians’ consumer debt came from. <a href = ""> Read the column here </a>

10 of 10