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These major life changes are a good time to ensure that your insurance needs are still being met, TD insurance says

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Mark Blinch/Mark Blinch/REUTERS

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With more dependents, there is more pressure on maintaining your household income stream, so this is a good time to review what you are covered for and if you need to increase your coverage.

Kati Molin

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As you near retirement, some kinds of insurance are no longer needed. Income preservation becomes a big focus, so some people consider buying annuities or long-term care insurance.

Andreas Kaspar

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