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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Mortgages: Go Long or W-a-a-ay Long Mortgage broker David Larock runs three scenarios on his blog to see whether the better choice for borrowers is a five- or 10-year fixed rate mortgage. For new buyers with a big mortgage, I like the 10-year option.

Fight "Upgrade Fatigue" That's a condition brought on when you own a gadget that keeps getting upgraded in new versions. Like the iPad, for example. A new version was introduced on Wednesday and, in this report, you'll find four reasons why you can take a pass on it.

Investorama This infographic explains everything you need to know about gold - where it's produced, where it's consumed and how prices have changed over the years.

A compilation of both good and bad reasons to make changes in your investment portfolio.

Some good advice for new investors from the Couch Potato blog: worry more about maximizing your savings that what investing products you use.

More Money Join the 10,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

Follow us on Twitter: @globemoney

Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.

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