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How can you take advantage of all of the possible tax savings in an RRSP? And avoid nasty tax-related pitfalls?

Cleo Hamel, senior tax pro and national spokesperson for H&R Block, took reader questions. Thanks for submitting them.

Ms. Hamel joined H&R Block in January, 2000, as a tax associate and was a tax course instructor, an assistant district manager and district manager before taking her current position in 2006. Prior to joining H&R Block, she was an independent financial adviser, with a broker's license, in the Calgary area.

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