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Holiday budget planning should include more than gifts you’re planning on giving, expert says
FILE PHOTO: Shoppers at Eaton Centre mall in downtown Toronto, Ontario, Canada November 21, 2020. REUTERS/Chris Helgren/File Photo
Credit card welcome offers can be lucrative but buyer beware
FILE - Credit cards as seen July 1, 2021, in Orlando, Fla. Many Americans say their household expenses are outpacing earnings in 2023 according to a new poll from AP-NORC Center for Public Affairs Research. (AP Photo/John Raoux, File)
U.S. high-yield bond market may hold less junk than before
Jamie McGeever
opinion
Things could get interesting next year for young people priced out of the housing market
Rob Carrick
Kids’ sports are expensive. How can you keep them from blowing the family budget?
Graham Bacigalupi, of Team Louisiana, watches from the dugout during the DYB, formerly Dixie Youth Baseball, Little League tournament in Ruston, La., Tuesday, Aug. 8, 2023. With climate change driving average global temperatures higher, organizers, players and spectators are having to pay closer attention to the heat. (AP Photo/Gerald Herbert)
carrick on money
A personal finance road map for newcomers to Canada
Erica Alini
newcomer’s guide to finances
Getting to know Canada’s banking systems and building a credit score
carrick on money
In 10 years, will Canada be a country of roommates?
Rob Carrick
Skipping credit card, line of credit or mortgage payments could lead to an unexpected bank withdrawal
Robert McLister
Shares in Visa, Mastercard slide on expected Federal Reserve fee cap proposal
MasterCard, VISA and Maestro credit cards are seen in this picture illustration taken June 9, 2016.
How mortgage shoppers can weave their way through the credit-score maze
Robert McLister
carrick on money
Try this payment card on your next trip to save money on foreign exchange
Rob Carrick
number cruncher
12 U.S. stocks setting the pace for operational performance
For Number Cruncher column in Globe Investor/ROB only.
As ‘perfect storm’ pushes more to the brink, here’s what to know about bankruptcy
With Canadians’ debt on the rise as they deal with surging prices and interest rates, experts say many people are in the dark about the insolvency process, even though it could help those in dire straits get a clean slate. Credit cards shown on Thursday, Oct. 6, 2022. THE CANADIAN PRESS/Andrew Vaughan
Credit card balance transfers: a fantastic deal, but not a solution to your debt woes
FILE PHOTO: Credit cards are pictured in a wallet in Washington, February 21, 2010. REUTERS/Stelios Varias/File Photo
opinion
New credit-card offers target a financially stressed customer base, not big spenders
Rob Carrick
Investors lower outlook for U.S. consumers as student loans, credit card debts pile up
A general view of inside the store before the grand opening of Nordstrom Rack at Best of the West shopping center on May 18 in Las Vegas.
Six things students should know about using financial aid to pay for school
B1 Back to School package. August 25, 26, 2024. Illustrations by Maggie Prince
tax matters
Borrowing for school should be guided by earning potential
Tim Cestnick
Students, don’t take the first credit card offered to you, even if it comes with a freebie
A credit cards illustration is shown in a Thursday, Oct. 6, 2022 file photo. Consumer insolvencies were up 23.5 per cent in the second quarter compared with last year. THE CANADIAN PRESS/Andrew Vaughan
carrick on money
Insurance is yet another way renters save big time over owners
Rob Carrick
Dollar demand to dampen U.S. debt fears
Jamie McGeever
Moody’s warning on U.S. banks a wake-up call for sanguine investors
FILE PHOTO: Signage is seen outside the Moody's Corporation headquarters in Manhattan, New York, U.S., November 12, 2021./File Photo
carrick on money
There has never been so much pressure on young adults to have a good credit score
Erica Alini
Concerts are back with a vengeance. How much are people paying and how long will the spending spree last?
July 8, 2023. Sofiane Yetto and Namsa Daurin photographed outside the Beyoncé Renaissance Tour at The Rogers Centre in Toronto, ON.
paycheque project
Toronto civil servant, 37, with government pension and a love of travel says COVID pandemic inspired her to pay off her student loans
Female character in the airport goes on a trip. Online travel planning or air ticket purchase. Flat vector illustration. Travel during the pandemic.
What are secured credit cards, and are newer ones like Neo Financial’s a better option?
Andrew Chau CEO and co-founder of Neo Financial at their new headquarters in Calgary, February 26, 2020. Todd Korol/The Globe and Mail
carrick on money
A credit card trap to avoid when paying for hotels and rental cars
Rob Carrick
How to balance past debts like student loans with investments for the future
For Canada's post-secondary graduates, the academic stress of school is often replaced by a whole new headache: years’ worth of student loans. A tassel with 2023 on it rests on a graduation cap as students walk in a procession for Howard University's commencement in Washington, Saturday, May 13, 2023. THE CANADIAN PRESS/AP/Alex Brandon
carrick on money
How common is it for adult kids to help parents financially?
Rob Carrick
Eight overlooked and obscure tax credits you should know about, according to tax experts
Millennials dominate insolvencies as credit card, student loan, CERB tax debts add up
A new report suggests Canadian's worries about debt are rising amid rising interest rates and inflation. Credit cards are displayed in Montreal, Wednesday, December 12, 2012. THE CANADIAN PRESS/Ryan Remiorz