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investor clinic
My model portfolio isn’t dead - it was just resting
For Investor Clinic column in Globe Investor/ROB only.
financial facelift
Should Theodore and Violet pay off their mortgage?
January 14, 2023. Photograph by Blair Gable
carrick on money
A kinder, gentler way to compare your TFSA, RRSP and cash savings
Rob Carrick
Tips to better understand registered savings accounts and when to use them
Andrew Pyle
financial facelift
Can Liam and Olivia afford to retire and take their dream vacation?
Jan. 14, 2023. (Christopher Katsarov/The Globe and Mail)
investor clinic
Stocks vs. bonds in a TFSA? We crunched the numbers, and found the winner
For Investor Clinic column in Globe Investor/ROB only.
paycheque project
Calgary engineer, 32, aims to pay down a $150,000 loan debt, money that he used to invest
paycheque project
26-year-old film worker earns $73,000, but worries about his future
carrick on money
Online portals are making it easier to deal with estate matters. When will the banks catch up?
Erica Alini
Secrets of becoming a ‘super ager’ – the third-act plan for this 62-year-old. Plus, how to crashproof your RRIF
Interested in more stories about retirement? Sixty Five aims to inspire Canadians to live their best lives, confidently and securely.
tax matters
Splitting income with family can save meaningful tax dollars
Tim Cestnick
charting retirement
Is the CPP/QPP a good deal for both employees and the self-employed?
A new report says Canadian pension plans saw funding declines this year and face a rough road in 2016.
Gordon Pape: If you’re depending on RRIF income, you may be in for a shock
Registered Retirement Income Fund
financial facelift
Do William and Lenore have enough saved to travel and renovate their home in retirement?
Husband is reflected in glasses. Facelift (Photo by Tannis Toohey for the Globe and Mail)
Do retirees need to pay for private health insurance? Plus, Globe Advisor’s Best of 2022: Top Strategies for RRSPs and TFSAs
Yvonne Payne a big supporter of having medical insurance in retirement. She is photographed in her Toronto home on December 9, 2022. JENNIFER ROBERTS/THE GLOBE AND MAIL
investor newsletter
India, ‘Earthshots’ among top investment trends for 2020s. Plus, value investing secrets and crashproofing your RRIF
Youths carry kites ahead of the Lohri harvest festival, which falls on January 13 and is marked in northern India with celebrations involving the flying and battling of kites, in Amritsar on January 6, 2023. (Photo by Narinder NANU / AFP) (Photo by NARINDER NANU/AFP via Getty Images)
Rob Carrick: This is the best time in ages to crashproof your RRIF
retirement
Do retirees need to pay for private health insurance?
Yvonne Payne a big supporter of having medical insurance in retirement. She is photographed in her Toronto home on December 9, 2022. JENNIFER ROBERTS/THE GLOBE AND MAIL
charting retirement
Why has real wage growth been stagnating?
File #: 5196878 Exclusive iStockphoto Photographer Tax Time in Canada Desk with lots of paper, Canadian federal tax form and a page from calendar with the last date to file tax return. Credit: Ireneusz Skorupa / iStockphoto (Royalty-Free)
financial facelift
Can Michael and Lisa enjoy their desired lifestyle if he steps back from full-time work?
rb-gi-facelift-1230. Spencer Colby/The Globe and Mail
paycheque project
IT worker, 32, earning $83,000 and renting in Toronto’s downtown core dreams of a ‘comfortable retirement’
investor clinic
Test your personal-finance smarts with The Globe’s 2022 money and investing quiz
For Investor Clinic column in Globe Investor/ROB only.
investor newsletter
Four stocking-stuffer investments for your TFSA. Plus, how much do you remember about this year’s market chaos?
Two Christmas stockings hung on a rustic wooden wall with sleigh bells and ornaments.
Retirement means a new hobby for this 75-year-old: Olympic-style weightlifting. Plus, how Canada’s retirement age compared with other countries
Retired litigator and competitive weightlifter Laurie Armstrong, 75, works on his clean and jerk using technique plates while at CrossFit Vic City in Victoria, B.C., on Sunday, December 11, 2022. Chad Hipolito/The Globe and Mail
tax matters
Think outside the gift box when donating to charity
Tim Cestnick
Playing the saxophone and teaching fitness classes are part of a fulfilling retirement for an Ontario man. Plus, some information on CPP survivor benefits
Morris Tait, a 76-year-old retired teacher, plays his saxophone, an instrument which he recently began playing, as he stands inside a walkway near his home in Cobourg on Monday, Dec. 5, 2022. Alex Filipe/The Globe and Mail
charting retirement
How does the normal retirement age in Canada compare with other countries?
They relax at viewpoint and look off to distant scene
financial facelift
Can Sadie afford to retire with an after-tax income of $60,000 a year?
Jimmy Jeong/The Globe and Mail. ***DO NOT IDENTIFY FOR FINANCIAL FACELIFT ONLY***
Retirement means learning to play the saxophone at 76 years old
Morris Tait, a 76-year-old retired teacher, plays his saxophone, an instrument which he recently began playing, as he stands inside a walkway near his home in Cobourg on Monday, Dec. 5, 2022. Alex Filipe/The Globe and Mail
How a senior rediscovered her love for ballet in retirement. Plus, rising interest rates are making it harder for older Canadians to pay off mortgages before they retire
Tales from the Golden Age - Canadian Joanne Stuart, now based in Mexico, with husband Jim Stuart This photo taken at Blarney Castle in Ireland during a trip in September 2022
financial facelift
Should Irene melt down her RRSP to try to save some of her OAS from being clawed back?
October 29, 2022. SHANNON VANRAES / THE GLOBE AND MAIL
Retirement meant performing ballet in Mexico for this 70-year-old
Tales from the Golden Age - Canadian Joanne Stuart, now based in Mexico, with husband Jim Stuart This photo taken at Blarney Castle in Ireland during a trip in September 2022
Canadians are spending less time in retirement. Plus, former Kensington Market business owner now revelling in his second act as musician
Musician Sal Borg, a retired former business owner, photographed with his guitars at his house, Toronto, November 22, 2022.
tax matters
Seniors can take advantage of RRSPs even after age 71
Tim Cestnick
financial facelift
Can Nell, 58, cover her cashflow shortfall without having to sell her house?
November 16, 2022. *** DO NOT IDENTIFY FOR FINANCIAL FACELIFT ONLY****
carrick on money
Enough with the lectures for families to cut spending
Rob Carrick