Royal Bank of Canada is raising two of its mortgage rates by one-fifth of a point each, starting Tuesday.
RBC's posted rate for a three-year, fixed-rate mortgage will go up 0.2 percentage point to 4.05 per cent.
Meanwhile, an RBC special-offer rate for five-year closed mortgages rises to 3.69 per cent.
According to data compiled by Bank of Canada, most major commercial banks have been offering three-year mortgages at 3.95 per cent since late January.
Canada's central bank also says five-year conventional mortgages have been at 5.24 per cent since May, when they were reduced from 5.34 per cent.
There are a number of mortgage rates beyond what banks list, often available through negotiation or from alternative lenders.