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Carrick Best Reads

Rob Carrick pulls together the best personal finance ideas of the week

Entry archive:

Carrick best reads: Shopping for bargains in the dividend aisle

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Shopping for bargains in the dividend aisle
An American dividend blogger bought these stocks in August.

Why you need a vacation from retirement
The author of this article argues that retirement rapidly becomes routine, and that vacations can be beneficial for refreshing both your personal outlook and your relationship with your spouse.

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Carrick best reads: Falling stocks are great for millennials

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Falling stocks are great for millennials
With decades ahead before retirement, they’re best able to weather the kind of volatility we’ve seen lately and benefit from the long-term price gains that the stock market has consistently delivered.

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Carrick best reads: Heaven and hell in a hot real estate market

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Heaven and hell in a hot real estate market
Heaven
a blogger writes about how her mom sold the family home without an agent in less than four days.

Hell – a Toronto couple moves abroad for work and decides to rent out their home in the city’s west end. Check out the story of the serial fraudster who moved in.

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Carrick best reads: Fight the back-to-school money grab

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Stuff you don’t need to buy
Good news, parents. A teacher says these 10 items aren’t necessary.

What’s your back-to-school budget?
A survey finds parents expect to spend $300 per child on average on back-to-school items.

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Carrick best reads: Nude scrabble and other joys of home ownership

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Nude scrabble and other joys of home ownership
Here are some humorous commercials for a U.S. real estate website called Trulia that work off the idea of your home being a place to get as freaky as you want.

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Carrick best reads: Should I pay for my neighbour’s tree maintenance?

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Should I pay for my neighbour’s tree maintenance?
The offending maple tree had become a nuisance for a neighbour, who complained to its owner. Toronto Life’s Urban Diplomat tackles the question of who should pay to have the tree’s branches trimmed.

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Carrick best reads: Ten steps to living a debt-free life

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Ten steps to a debt-free life
These are the characteristics of people who live without debt. A running theme here is the ability to just say no to certain expenses.

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Carrick best reads: Nine castles that cost less than a Vancouver condo

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Nine castles that cost less than a Vancouver condo
Seriously. There are French chateaus going for less than some of Vancouver’s finer condos.

Mining garage sales for money
A blogger lists some popular children’s items that you can buy cheap at garage sales and then re-sell at a higher price.

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Carrick best reads: Tricks to save thousands in car costs

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Tricks to save thousands in car costs
Suggestions here include no idling, not using your car’s air conditioner and cruising at 80 km per hour. This is a U.S. list, so the suggested speed is actually 50 mph.

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Carrick best reads: What to do about the coming stock market crash

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

What to do about the coming stock market crash
A smart, sensible take on the right mindset for preparing for the inevitable stock market crash ahead. This isn’t a forecast of a crash ahead, just an acknowledgement that markets do fall hard from time to time.

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Carrick best reads: Why it’s smart for millennials to move back home

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Why it’s smart for millennials to move back home
CBC examines the idea that it makes sense for young adults to move back home after graduation so they can pay off their debts. Moving back home is also a way to save money for a house down payment.

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Carrick best reads: Five home fix-ups you can do for $100

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Five home fix-ups you can do for $100
Cheap and cheerful ideas for your home.

Here’s how much we’re paying for gas
An interactive map of gasoline prices in cities across the country. See how what we’re paying this summer compares to a year ago and 2010.

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Carrick best reads: Ignore the dividend hype

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Ignore the dividend hype
An investing columnist makes a case that focusing on dividend-paying stocks could lead to lower returns than putting money into the broader market. Be sure to read the comments underneath.

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Carrick best reads: Financial suicide in the housing market

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Financial suicide in the housing market
There’s been a boom lately in smart, contrarian commentary from bloggers about home ownership. Questions are being asked about the assumptions that have people paying ever more money to buy a home in some cities. For example, take a look at this post about the rent vs buy debate as applied to houses in Toronto.

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Carrick best reads: The perfect age to downsize your home

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The perfect age to downsize your home
It’s 64, according to research covered in this article from The Telegraph.

Now for another view on this topic…think twice before moving in retirement.

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Carrick best reads: Why you should plan to live to age 95

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Why you should plan to live to age 95
That’s the advice given in this article about life expectancy calculators. They’re often used in retirement planning and they’re unreliable in that they can produce wildly differing numbers.

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Carrick best reads: Millennials should wait 10 years to buy a home

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Millennials should wait 10 years to buy a home
A U.S. study suggests that stretching for that first home when you have no other savings and little ability to save going forward is a huge mistake.

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Carrick best reads: Ten signs you’re retirement ready

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Ten signs you’re retirement ready
Number one is that your mortgage is paid off. Please tell me you don’t plan to retire with a mortgage.

Tax scammers using IRS threat
CBC reports on a phone scam in which people receive a recorded message saying there is a notice against them with the U.S. Internal Revenue Service for tax fraud and tax evasion.

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Carrick best reads: What NOT to do with your money

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to blow a windfall
Four mistakes people make when money falls into their lap.

So much for her $90,000 college fund
A young American woman blows money her grandparents saved for her education on a trip to Europe and back-to-school clothes.

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Carrick best reads: The secret to a happier life

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The secret to a happier life – just retire
A U.S. study finds retirement improves both happiness and health.

Actually, you are richer than you think
Find out how your household income compares on a global basis using this handy calculator. According to the background information here, 56 per cent of the world falls in the low-income category, and 15 per cent are poor.

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Carrick best reads: How to protect your house while you’re away

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

There’s never a bear market in stupid advice
So says investing writer Jason Zweig in this column he produced back in 2004 and recently re-published on his website. The column is all about the job of personal finance journalists in making people smarter investors.

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Carrick best reads: Have you considered this home buying risk?

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Have you considered this home buying risk?
Here’s a discussion on what might happen if the house you’re buying is appraised below the price you’ve agreed to pay.

Gold is a poor investment
Gold has had an awful year, and that’s not unusual if you take the long view.

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Carrick best reads: One of his worst mistakes was buying a house

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

One of his worst mistakes was buying a house
Frank talk from a blogger about society’s blind faith that home ownership is the right move.

These are the top cash-back credit cards
The Million Dollar Journey blog picks three top names in the premium cash-back category, which means cards with annual fees.

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Carrick best reads: How debt can damage a relationship

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Love + debt = divorce
All about the stress that debts can bring to a relationship.

Why is investing so complicated?
A Harvard economics professor looks at this question in an article written for the New York Times. His conclusion: Paralysis – doing nothing, in other words – can be the biggest danger.

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Carrick best reads: Ten reasons you’re not rich yet

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Ten reasons you’re not rich yet
You spend money like you’re already rich – that’s Number One on this list.

This family cut spending by $12,540 a year
Brianna Bell, who I profiled in this recent column, wrote a detailed blog post recently about how her family managed to slash monthly costs by $1,045. Some original and useful tips here on economizing.

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Carrick best reads: Buying a home? This is the income you need

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Buying a home? This is the income you need
A look at how much income you need to purchase a home in cities across the country.

Can’t get the bank to lend you what you need to buy a house?
Read here about how private lenders are stepping up – at rates that can be more than five times higher than those charged by the banks.

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What your investment adviser is reading this summer

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

What your investment adviser is reading this summer
Here’s a list of top book suggestions for advisers.

A half-way look at 2015 financial predictions
A columnist has fun seeing how wrong forecasters got things.

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Carrick best reads: Seven questions to ask yourself before you retire

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Seven questions to ask yourself before you retire
Covered here are matters like the lifestyle you want, the amount you expect to spend and whether your savings will cover your needs and wants.

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Carrick best reads: The biggest financial decisions in your 20s

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The biggest financial decisions in your 20s
Avoiding credit card debt, starting to save for retirement and more.

Her mindless spending had to stop
“I was consuming for the sake of consuming,” personal finance writer Cait Flanders writes in a blog post looking back at her self-imposed, one-year shopping ban. “It was mindless spending and it had to stop.”

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Carrick best reads: Let’s talk about home buyers’ regret

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Let’s talk about home buyers’ regret
A discussion on my Facebook personal finance page prompted blogger Robb Engen to write about people rushing to pay off their mortgages, even though they have super low interest rates.

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Carrick best reads: The secret to retiring early

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The secret to retiring early
The idea presented here is to create a “hobby job” that allows you to earn money doing something you love.

Don’t cheap out on your vacation
This blogger says that if you’re going to take a vacation, save enough money to do it right. Don’t wreck a trip by worrying about the money you’re spending.

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Carrick best reads: Five easy home improvements for about $1,000

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Five easy home improvements for about $1,000
Hire professional cleaners, spruce up the entrance of your home and more.

Housing crash: Yes or no?
The RentSeeker.ca website is running a poll where you can say whether or not you think the Canadian housing market is going to crash. Submit your vote and you’ll see how the total votes line up.

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Carrick best reads: Couples are deluding themselves about retirement

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Couples are deluding themselves about retirement
Results from a U.S. survey suggest spouses may have wildly different ideas about retirement and big knowledge gaps on key financial matters.

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Carrick best reads: Meet a happy, rich renter

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Meet a happy, rich renter
An exceedingly rational analysis by a young personal finance blogger of the idea of buying a house in today’s expensive market. Well done. Note the mild profanity.

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Carrick best reads: Motivational quotes for slacker savers

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Motivational quotes for slacker savers
The quotes listed here are drawn from a good selection of books on the topic of retirement.

Why don’t you make more money, mom and dad?
How to answer tricky money questions from kids.

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Carrick best reads: Canada Day edition: Bucks for Canucks

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Presenting a list of personal finance hubs aimed squarely at Canadians:

Financial Consumer Agency of Canada

GetSmarterAboutMoney.ca

The Globe and Mail personal finance page

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Carrick best reads: It’s taboo to say you can’t afford something

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Nobody really wants you to save money
This astute comment is found in a blog post about how it’s taboo to say you can’t afford something.

Top loyalty programs at Canadian hotel chains
Put together by the RewardsCanada website.

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Carrick best reads: Help, my parents are money morons

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Help, my parents are money morons
Tips on working with parents who never saved or spend too much.

How to organize your fridge
This video offers some tips on what to put where so as to maximize freshness. Never put your milk in the fridge door.

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Carrick best reads: Sorry, no house for you

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Sorry, no house for you
Here’s a quick and dirty calculator to see what you can afford based on your household income in Vancouver, Calgary, Edmonton, Toronto, Ottawa and Montreal. The median household income of about $75,000 gets you only a condo is most of these cities, and nothing at all in Vancouver.

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Carrick best reads: Embarrassed by the size of your RRSP?

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Embarrassed by the size of your RRSP?
One-third of Americans who participated in a survey said they’d be embarrassed to have close friends or family see their retirement savings, chequing account balance or credit score. Millenials were the most self-conscious about their finances.

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Carrick best reads: The cheapest time of day to book a flight

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The cheapest time of day to book a flight
And, the most expensive time.

It’s time for female-only financial education
Women live longer and earn less on average, plus they can lag men in knowledge of financial matter. All of this explains the case made here for financial education targeted especially for women.

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Carrick best reads: Is Poloz really that calm about housing?

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Is Stephen Poloz really that calm about housing?
The Bank of Canada governor has been saying soothing things about the housing market. A Canadian Business columnist asks if he really believes what he’s saying, or is he just trying not to freak people out?

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Carrick best reads: Starbucks is never a waste of money

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Starbucks is never a waste of money
A personal finance blogger – and certified financial planner – mocks the standard advice that cutting out spending on coffee will put you on the road to wealth. I agree.

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Carrick best reads: Money lessons my dad taught me

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Money lessons my dad taught me
To mark Father’s Day, a blogger lists the top three lessons about money that were passed along by his father.

How bonds beat stocks for retirees
An investing writer says that if you want to make the most money, you should invest in stocks. But if you want to keep the money you made in stocks, you should invest in bonds.

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Carrick best reads: Is Disney still an affordable vacation?

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Is Disney still an affordable vacation?
The Washington Post on how rising theme park prices have left the middle class behind.

These are the biggest investing mistakes
Performance-chasing, obliviousness to fees and more.

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Carrick best reads: Eighteen ways to save $100 this week

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Eighteen ways to save $100 this week
A good suggestion you’ll find here is to save all your change from cash purchases in a jar. I do this and probably save close to $1,000 per year.

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Carrick best reads: Netflix and video games for this early retiree

Rob Carrick

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Netflix and video games for this early retiree
He’s 33, he’s retired and he’s a man of leisure. Here’s a detailed look at what he does every day.

Eight reasons your retirement calculations might be off
And now to a more traditional retirement. There’s a U.S. tilt to this list, but still worth reading for insights on the financial reality of living in retirement.

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Carrick best reads: How to eat your way to a long life

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to eat your way to a long life
National Geographic travelled the world to find out what the longest-lived people in the world eat.

The wrong place and time to talk about money
Feeling emotional? Upset? Bummed out? That’s the wrong time to have a conversation about money, this perceptive New York Times article says.

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Carrick best reads: How money can improve your sex life

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How money can improve your sex life
Time reports on a survey showing that couples who report more trust and less conflict about money rate their sex lives higher.

The best credit card for Air Miles collectors
The Million Dollar Journey blog picks ….

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Carrick best reads: Men, your wife is a better retirement planner

ROB CARRICK

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Men, your wife is a better retirement planner
There’s evidence that women are more patient and far-sighted when making money decisions. They also have more at stake, given that they are likely to outlive their spouses.

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About the writer

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