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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

21 signs you're financially unstable
A financial planner created this list of telltale signs someone is struggling.

So frugal they shared a tooth brush
A blogger talks about his extreme saving days, when his obsession to save money was such that he even, yes, shared a tooth brush with his wife.

The mid-life moms club
Meet five women who decided, for a variety of reasons, to have kids in their 40s. I'm hearing more and more about how today's young adults are starting families later in life because of challenges finding jobs and affording houses.

How to avoid credit card foreign exchange fees
Most cards apply an exchange rate and then an additional fee of 2.5 to 3 per cent. These three cards skip the fee.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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