The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The super frugalistic guide to the holidays
A blogger admits here he and his wife have been wasting money the past couple of years and, as a result, won't be giving each other presents this Christmas.

Here's a case for giving cold, hard cash instead of gift cards.

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Should you give your child's teacher a present this holiday season?

Six tips for people who aim to spend less on holiday shopping.

Here's the Pinterest page on preparing for a frugal holiday season.

Thirty-nine tips for saving money at Christmas.

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Twelve more holiday frugality tips, these from Zoomer, a magazine for baby boomers.

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