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The low-cost Freedom 0.15 portfolio just got even cheaper Add to ...

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So much for the low-cost, super-simple Freedom 0.15 Portfolio.

Events have overtaken this thoroughly diversified collection of three exchange-traded funds and the name must change. Introducing the new and improved Freedom 0.12 Portfolio.

It’s a small change, but highly symbolic. In the fiercely competitive ETF business, fees are under severe downward pressure. For investors, this means they may be paying less than they imagined. This never happens. Virtually all fee surprises in the Canadian investment industry are negative. There are account administration fees you never saw coming, account inactivity fees, low balance fees and withdrawal fees that you only become aware of after you’ve been dinged.

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