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Toronto condominium buildings.

MARK BLINCH/REUTERS

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

So you've decided to rent
Tips to help people renting their first apartment manage their finances.

Thoughts on whether to rent an apartment or a condo.

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The CPP is no great bargain
Columnist Andrew Coyne shows that the Canada Pension Plan, the model for the new proposed Ontario Retirement Pension Plan, isn't as cost-efficient as some would suggest. Of course, the real benefit of the CPP is less low cost than it is the fact that it's deducted at source from paycheques and not a discretionary savings plan. If you want people to save, that's the best approach.

Don't dismiss annuities
A lot of individuals and advisers say annuities are a no-go right now because of low interest rates, but there's more to the decision than that.

More money
Join the 45,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters.

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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

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