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Rob Carrick's Reader: Your little treasures will cost you a mint

The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Five more ways kids will cost you

From braces to summer camp - five things parents need to budget for, not including college or university.

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The skies don't get much friendlier

Flat beds, duvets and champagne: For $15,000 to $30,000, you can fly ultra-first class and have your own private cabin.

Those supposed charity bins

About that used clothing you think you're donating to charity by depositing it in a charity bin: Some of it's being sold overseas for big bucks by private businesses.

Headwinds for the banks

Slower growth and higher loan losses is the outlook for Canadian banks, according to this analysis by the independent firm Morningstar. Part of what I take from this is that bank customers should prepare themselves for higher fees in a variety of products and services.

Personal Finance on Facebook

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Would you rent out your own home while you move to cheap rental accommodations? That's the scheme one couple is considering to get the mortgage paid down sooner. Check out the mostly skeptical responses from members of my Facebook personal finance community.

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Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.

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